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Content-Type: multipart/alternative; boundary=11b565c553c2c732ba27c7ceca744064b780ca57dea454f4c0d3e32b6525
Date: Tue, 14 Dec 2021 08:40:36 +0000 (UTC)
From: Portman Asset Finance Ltd <marketing@portmanassetfinance.co.uk>
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Subject: Taken a CBILS Loan or Other Finance?
Reply-To: marketing@portmanassetfinance.co.uk
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To: Yuk Wong <yuk.wong@ack.uk.com>
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Content preview: Refinance with a recovery loan to reduce monthly payments
Many of our customers are enquiring about refinancing their CBILS loan. If
you are concerned about existing or upcoming CBILS repayments, using Portman
to refinance with a recovery loan could ease rep [...]
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Refinance with a recovery loan to reduce monthly payments
Many of our customers are enquiring about refinancing their CBILS loan. If =
you are concerned about existing or upcoming CBILS repayments, using Portma=
n to refinance with a recovery loan could ease repayment worries.
The Recovery Loan Scheme is currently available on 6-year repayment terms w=
ith no early settlement fees or penalties. You could repay CBILS, spread th=
e cost of finance and increase working capital, opening opportunities to re=
invest or offer greater financial security.
Enquire Now ( https://www.portmanassetfinance.co.uk/?utm_source=3Dsendgrid&=
utm_medium=3Demail&utm_id=3Drefinance&utm_source=3DSendGrid&utm_medium=3DEm=
ail&utm_campaign=3DSendGrid )
The current requirements for the Recovery Loan Scheme application are:
* Business has been impacted by Covid-19
* Minimum of 2 years trading history
* Business has a turnover of =C2=A3100k+ and is trading in the UK
* Loan is for a legitimate business purpose
To refinance a CBILS loan you must have made at least one payment
BUT, you need to act now.
In January 2022 the RLS criteria is changing, the scheme will become more s=
elective and the maximum available finance is being lowered. The scheme is =
then scheduled to close in June 2022.
If you are considering other finance, interest rates are also forecast to r=
ise next year, making loans and lease deals potentially more expensive in t=
he future.
If you have a CBILS loan and are interested in lowering your monthly paymen=
ts or are considering financing any new assets or growth plans, we recommen=
d applying today.
Talk to one of our dedicated professionals right now about your business pl=
ans and see how we can help.
Call today ( tel:01604 669346 )
Visit us online ( https://www.portmanassetfinance.co.uk/?utm_source=3Dsendg=
rid&utm_medium=3Demail&utm_id=3Drefinance&utm_source=3DSendGrid&utm_medium=
=3DEmail&utm_campaign=3DSendGrid )
Many thanks,
*Portman Finance Team*
*When taking on debt the business is liable for the full amount. If a perso=
nal guarantee is provided the guarantor will be liable for the full debt as=
well.*
Portman Asset Finance Limited is a credit broker not a lender and is author=
ised and regulated by The
Financial Conduct Authority (FCA) for its credit broking activities (FRN 71=
9988 and R/O: 1 Pavilion Court, 600 Pavilion Drive, Northampton, NN4 7SL). =
The firm deals with a panel of lenders. This communication relates solely t=
o the provision of credit for the purposes of customers=E2=80=99 businesses=
. An application for finance will involve an assessment of your creditworth=
iness and suitability. You are not required to use a broker to access Recov=
ery Loan Scheme funding. Internet communications are not secure and therefo=
re this company does not accept legal responsibility for the contents of th=
is message. You can update your preferences or unsubscribe from this commun=
ication
list or write to us at the address above. =C2=A0View our Privacy Policy *he=
re* ( http://www.portmanassetfinance.co.uk/privacy-policy/?utm_medium=3DEma=
il&utm_campaign=3DSendGrid&utm_source=3DSendGrid ).
Portman Asset Finance Ltd
1 Pavilion Court,, 600 Pavilion Drive, Northampton Business Park , Northamp=
ton , NN4 7SL
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<center class=3D"wrapper" data-link-color=3D"#1188E6" data-body-style=
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<div class=3D"webkit">
<table cellpadding=3D"0" cellspacing=3D"0" border=3D"0" width=3D"=
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<table width=3D"100%" role=3D"content-container" class=3D"o=
uter" align=3D"center" cellpadding=3D"0" cellspacing=3D"0" border=3D"0">
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<table width=3D"100%" cellpadding=3D"0" cellspacing=
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<table width=3D"100%" cellpadding=3D"0"=
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e=3D"padding:0px 0px 0px 0px; color:#000000; text-align:left;" bgcolor=3D"#=
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mso-hide: all; visibility: hidden; opacity: 0; color: transparent; height:=
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<td role=3D"module-content">
<p>Refinance with a recovery loan to reduce monthly payments</p>
</td>
</tr>
</table><table class=3D"module" role=3D"module" data-type=3D"spacer" bord=
er=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"table-=
layout: fixed;" data-muid=3D"29abf175-7022-4cc7-ade1-81bd40e424f9">
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olor=3D"#ffffff">
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</table><table class=3D"module" role=3D"module" data-type=3D"spacer" bord=
er=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"table-=
layout: fixed;" data-muid=3D"29abf175-7022-4cc7-ade1-81bd40e424f9.1">
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lor=3D"#ffffff">
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</table><table class=3D"wrapper" role=3D"module" data-type=3D"image" bord=
er=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"table-=
layout: fixed;" data-muid=3D"4074030c-3dca-4a63-9857-cb69585aeeb6">
<tbody>
<tr>
<td style=3D"font-size:6px; line-height:10px; padding:0px 0px 0px 0=
px;" valign=3D"top" align=3D"center">
<img class=3D"max-width" border=3D"0" style=3D"display:block; col=
or:#000000; text-decoration:none; font-family:Helvetica, arial, sans-serif;=
font-size:16px; max-width:100% !important; width:100%; height:auto !import=
ant;" width=3D"600" alt=3D"" data-proportionally-constrained=3D"true" data-=
responsive=3D"true" src=3D"http://cdn.mcauto-images-production.sendgrid.net=
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</table><table class=3D"wrapper" role=3D"module" data-type=3D"image" bord=
er=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"table-=
layout: fixed;" data-muid=3D"f4202c87-1a52-4d22-8ac3-819b6ece3478">
<tbody>
<tr>
<td style=3D"font-size:6px; line-height:10px; padding:0px 0px 0px 0=
px;" valign=3D"top" align=3D"center">
<img class=3D"max-width" border=3D"0" style=3D"display:block; col=
or:#000000; text-decoration:none; font-family:Helvetica, arial, sans-serif;=
font-size:16px; max-width:100% !important; width:100%; height:auto !import=
ant;" width=3D"600" alt=3D"" data-proportionally-constrained=3D"true" data-=
responsive=3D"true" src=3D"http://cdn.mcauto-images-production.sendgrid.net=
/a87736141744ee61/b6bd6bc3-fc1f-49a7-827b-69600f98e350/800x64.png">
</td>
</tr>
</tbody>
</table><table class=3D"module" role=3D"module" data-type=3D"text" border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"table-la=
yout: fixed;" data-muid=3D"7aac4d35-570a-4734-a46f-dc4c253eb912" data-mc-mo=
dule-version=3D"2019-10-22">
<tbody>
<tr>
<td style=3D"padding:18px 30px 18px 30px; line-height:22px; text-al=
ign:inherit;" height=3D"100%" valign=3D"top" bgcolor=3D"" role=3D"module-co=
ntent"><div><div style=3D"font-family: inherit; text-align: justify"><span =
style=3D"font-family: arial, helvetica, sans-serif">Many of our customers a=
re enquiring about refinancing their CBILS loan. If you are concerned about=
existing or upcoming CBILS repayments, using Portman to refinance with a r=
ecovery loan could ease repayment worries.</span></div>
<div style=3D"font-family: inherit; text-align: justify"><br></div>
<div style=3D"font-family: inherit; text-align: justify"><span style=3D"fon=
t-family: arial, helvetica, sans-serif">The Recovery Loan Scheme is current=
ly available on 6-year repayment terms with no early settlement fees or pen=
alties. You could repay CBILS, spread the cost of finance and increase work=
ing capital, opening opportunities to reinvest or offer greater financial s=
ecurity. </span></div><div></div></div></td>
</tr>
</tbody>
</table><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"=
module" data-role=3D"module-button" data-type=3D"button" role=3D"module" st=
yle=3D"table-layout:fixed;" width=3D"100%" data-muid=3D"472e9aa9-0124-40d3-=
b37e-5a6a5248cd36">
<tbody>
<tr>
<td align=3D"center" bgcolor=3D"#ffffff" class=3D"outer-td" style=
=3D"padding:0px 0px 0px 0px; background-color:#ffffff;">
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=
=3D"wrapper-mobile" style=3D"text-align:center;">
<tbody>
<tr>
<td align=3D"center" bgcolor=3D"#2db7cc" class=3D"inner-td"=
style=3D"border-radius:6px; font-size:16px; text-align:center; background-=
color:inherit;">
<a href=3D"http://url996.portmanassetfinance.co.uk/ls/cli=
ck?upn=3DTiAMLJb7uj2FJJZcJTLKCPipTCy-2FcHSR45yNEKq4fJ5Lvg5G-2Fy2IGfmszbSfo8=
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-2FjJ6k2V7DMH8AHM4XVnMAmoAxCCPKymf4QThVESa0PckwDW0ccs0vRiX-2FEv6U06-2FOnURH=
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R1WZMwlv1PU-2BAIPb3ejyL0IUz-2BNdH49ZM1eqpQ8AdikNzBFmBDZ2xj-2Fcu3Ej-2F6cJWxI=
9jmUvNL6rZ0oqAgOoX4nFFKBU2dyO41tIQMj02b-2FUSVpsr-2FmC4YeswuFy0r1ThQITjsc9NL=
eNOqSd1ClLBSf809lZ5SAj5R0Yo50i3wUeylAG0L2TjXrJcIRNuyulYCAbpT8Qdt9C0QkACer7O=
sT5mwm5cZdNT83-2B2WPWAKZFEFHh11jnHAjVucK9haMbgTRalpuFWHDKY-2FrBKGVWnELEoJ8V=
6JflbkvDI99FopWWSG5e4kQ-3D-3D" style=3D"background-color:#2db7cc; border:1p=
x solid #2cb5cb; border-color:#2cb5cb; border-radius:30px; border-width:1px=
; color:#ffffff; display:inline-block; font-weight:700; letter-spacing:0px;=
line-height:normal; padding:5px 60px 5px 60px; text-align:center; text-dec=
oration:none; border-style:solid; font-family:helvetica,sans-serif; font-si=
ze:20px;" target=3D"_blank">Enquire Now</a>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table><table class=3D"module" role=3D"module" data-type=3D"text" bord=
er=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"table-=
layout: fixed;" data-muid=3D"7aac4d35-570a-4734-a46f-dc4c253eb912.1" data-m=
c-module-version=3D"2019-10-22">
<tbody>
<tr>
<td style=3D"padding:18px 30px 18px 30px; line-height:22px; text-al=
ign:inherit;" height=3D"100%" valign=3D"top" bgcolor=3D"" role=3D"module-co=
ntent"><div><div style=3D"font-family: inherit; text-align: justify"><span =
style=3D"font-family: arial, helvetica, sans-serif">The current requirement=
s for the Recovery Loan Scheme application are:</span></div>
<ul>
<li style=3D"text-align: justify; font-family: arial, helvetica, sans-ser=
if"><span style=3D"font-family: arial, helvetica, sans-serif">Business has =
been impacted by Covid-19</span></li>
<li style=3D"text-align: justify; font-family: arial, helvetica, sans-ser=
if"><span style=3D"font-family: arial, helvetica, sans-serif">Minimum of 2 =
years trading history</span></li>
<li style=3D"text-align: justify; font-family: arial, helvetica, sans-ser=
if"><span style=3D"font-family: arial, helvetica, sans-serif">Business has =
a turnover of =C2=A3100k+ and is trading in the UK</span></li>
<li style=3D"text-align: justify; font-family: arial, helvetica, sans-ser=
if"><span style=3D"font-family: arial, helvetica, sans-serif">Loan is for a=
legitimate business purpose</span></li>
</ul>
<div style=3D"font-family: arial, helvetica, sans-serif; text-align: justif=
y"><span style=3D"font-family: arial, helvetica, sans-serif">To refinance a=
CBILS loan you must have made at least one payment</span></div><div></div>=
</div></td>
</tr>
</tbody>
</table><table class=3D"wrapper" role=3D"module" data-type=3D"image" bord=
er=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"table-=
layout: fixed;" data-muid=3D"6a7d8251-207b-4208-8006-2db7f16e2ebe">
<tbody>
<tr>
<td style=3D"font-size:6px; line-height:10px; padding:0px 0px 0px 0=
px;" valign=3D"top" align=3D"center">
<img class=3D"max-width" border=3D"0" style=3D"display:block; col=
or:#000000; text-decoration:none; font-family:Helvetica, arial, sans-serif;=
font-size:16px; max-width:100% !important; width:100%; height:auto !import=
ant;" width=3D"600" alt=3D"" data-proportionally-constrained=3D"true" data-=
responsive=3D"true" src=3D"http://cdn.mcauto-images-production.sendgrid.net=
/a87736141744ee61/c10de1b6-c2bd-462b-aca0-b8779486165f/1162x188.png">
</td>
</tr>
</tbody>
</table><table class=3D"module" role=3D"module" data-type=3D"text" border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"table-la=
yout: fixed;" data-muid=3D"c1bf14a8-e4ee-4a4a-9d9a-d9cfe3dc9758" data-mc-mo=
dule-version=3D"2019-10-22">
<tbody>
<tr>
<td style=3D"padding:18px 30px 18px 30px; line-height:22px; text-al=
ign:inherit;" height=3D"100%" valign=3D"top" bgcolor=3D"" role=3D"module-co=
ntent"><div><div style=3D"font-family: inherit; text-align: justify"><span =
style=3D"font-family: arial, helvetica, sans-serif">BUT, you need to act no=
w. </span></div>
<div style=3D"font-family: inherit; text-align: justify"><br></div>
<div style=3D"font-family: inherit; text-align: justify"><span style=3D"fon=
t-family: arial, helvetica, sans-serif">In January 2022 the RLS criteria is=
changing, the scheme will become more selective and the maximum available =
finance is being lowered. The scheme is then scheduled to close in June 202=
2.</span></div>
<div style=3D"font-family: inherit; text-align: justify"><br></div>
<div style=3D"font-family: inherit; text-align: justify"><span style=3D"fon=
t-family: arial, helvetica, sans-serif">If you are considering other financ=
e, interest rates are also forecast to rise next year, making loans and lea=
se deals potentially more expensive in the future.</span></div>
<div style=3D"font-family: inherit; text-align: justify"><br></div>
<div style=3D"font-family: inherit; text-align: justify"><span style=3D"fon=
t-family: arial, helvetica, sans-serif">If you have a CBILS loan and are in=
terested in lowering your monthly payments or are considering financing any=
new assets or growth plans, we recommend applying today. </span></div=
>
<div style=3D"font-family: inherit; text-align: justify"><br></div>
<div style=3D"font-family: inherit; text-align: justify"><span style=3D"fon=
t-family: arial, helvetica, sans-serif">Talk to one of our dedicated profes=
sionals right now about your business plans and see how we can help. =
</span></div><div></div></div></td>
</tr>
</tbody>
</table><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" align=3D"=
center" width=3D"100%" role=3D"module" data-type=3D"columns" style=3D"paddi=
ng:0px 0px 0px 0px;" bgcolor=3D"#FFFFFF" data-distribution=3D"1,1">
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<tr role=3D"module-content">
<td height=3D"100%" valign=3D"top"><table width=3D"290" style=3D"wi=
dth:290px; border-spacing:0; border-collapse:collapse; margin:0px 10px 0px =
0px;" cellpadding=3D"0" cellspacing=3D"0" align=3D"left" border=3D"0" bgcol=
or=3D"" class=3D"column column-0">
<tbody>
<tr>
<td style=3D"padding:0px;margin:0px;border-spacing:0;"><table bor=
der=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"module" data-role=3D=
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style=3D"border-radius:6px; font-size:16px; text-align:center; background-=
color:inherit;">
<a href=3D"tel:01604 669346" style=3D"background-color:#2=
cb5cb; border:1px solid #ffffff; border-color:#ffffff; border-radius:30px; =
border-width:1px; color:#ffffff; display:inline-block; font-weight:700; let=
ter-spacing:0px; line-height:normal; padding:5px 70px 5px 70px; text-align:=
center; text-decoration:none; border-style:solid; font-size:20px;" target=
=3D"_blank">Call today</a>
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</tbody>
</table><table width=3D"290" style=3D"width:290px; border-spacing:0; bo=
rder-collapse:collapse; margin:0px 0px 0px 10px;" cellpadding=3D"0" cellspa=
cing=3D"0" align=3D"left" border=3D"0" bgcolor=3D"" class=3D"column column-=
1">
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der=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"module" data-role=3D=
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style=3D"border-radius:6px; font-size:16px; text-align:center; background-=
color:inherit;">
<a href=3D"http://url996.portmanassetfinance.co.uk/ls/cli=
ck?upn=3DTiAMLJb7uj2FJJZcJTLKCPipTCy-2FcHSR45yNEKq4fJ5Lvg5G-2Fy2IGfmszbSfo8=
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tyle=3D"font-family: arial, helvetica, sans-serif">Many thanks, </span=
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trong>Portman Finance Team</strong></span><span style=3D"color: #2cb5cb; fo=
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er=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"table-=
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px;" valign=3D"top" align=3D"center">
<img class=3D"max-width" border=3D"0" style=3D"display:block; col=
or:#000000; text-decoration:none; font-family:Helvetica, arial, sans-serif;=
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<td style=3D"padding:18px 0px 18px 0px; line-height:15px; text-alig=
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ent"><div><div style=3D"font-family: inherit; text-align: center"><span sty=
le=3D"font-family: arial, helvetica, sans-serif"> </span><span style=
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l; background-position-x: initial; background-position-y: initial; backgrou=
nd-size: initial; background-repeat-x: initial; background-repeat-y: initia=
l; background-attachment: initial; background-origin: initial; background-c=
lip: initial; background-color: white; font-size: 8.5pt; color: black; font=
-family: arial, helvetica, sans-serif"><strong>When taking on debt the busi=
ness is liable for the full amount. If a personal guarantee is provided the=
guarantor will be liable for the full debt as well. </strong></span><span =
style=3D"font-family: arial, helvetica, sans-serif"> </span></di=
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<div style=3D"font-family: inherit; text-align: center"><span style=3D"over=
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tial; background-color: white; font-size: 8.5pt; color: black; font-family:=
arial, helvetica, sans-serif">Portman Asset Finance Limited is a credit br=
oker not a lender and is authorised and regulated by The<br>
Financial Conduct Authority (FCA) for its credit broking activities (FRN 71=
9988 and R/O: 1 Pavilion Court, 600 Pavilion Drive, Northampton, NN4 7SL). =
The firm deals with a panel of lenders. This communication relates solely t=
o the provision of credit for the purposes of customers=E2=80=99 businesses=
. An application for finance will involve an assessment of your creditworth=
iness and suitability. You are not required to use a broker to access Recov=
ery Loan Scheme funding. Internet communications are not secure and therefo=
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